Georgia Insurance Appeal Laws & Rights

Georgia's Office of Commissioner of Insurance and Safety Fire oversees insurance regulation and consumer complaints, providing pathways for appealing insurance denials.

Regulatory Agency

Georgia Office of Commissioner of Insurance

Phone: 1-800-656-2298
Website: oci.georgia.gov

Key Protections

External review for medical necessity denials
Consumer Protection Division
Surprise billing protections (HB 888)
Step therapy reform provisions
Prompt pay requirements

Appeal Timeline
Step Deadline
Internal appeal Per plan terms
External review 4 months from final denial
| OCI complaint | File at any time |

Step	Deadline
Internal appeal	Per plan terms
External review	4 months from final denial

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Frequently Asked Questions

How do I file an insurance complaint in Georgia?

Contact the Georgia Office of Commissioner of Insurance at 1-800-656-2298 or file a complaint at oci.georgia.gov.