Hawaii Insurance Appeal Laws & Rights

Hawaii's Insurance Division enforces consumer-friendly insurance regulations and was one of the first states to mandate employer-sponsored health coverage.

Regulatory Agency

Hawaii Insurance Division (DCCA)
  • Phone: 1-808-586-2790
  • Website: cca.hawaii.gov/ins

Key Protections

  • External review program for denied claims
  • Consumer complaint process via DCCA
  • Prepaid Health Care Act employer mandate
  • Mental health parity enforcement

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Frequently Asked Questions

How do I appeal an insurance denial in Hawaii?

File an internal appeal with your insurer. If denied, contact the Hawaii Insurance Division at 1-808-586-2790 or cca.hawaii.gov/ins for external review options.

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