Minnesota Insurance Appeal Laws & Rights

Minnesota's Department of Commerce provides robust consumer protections for insurance appeals with a strong external review program.

Regulatory Agency

Minnesota Department of Commerce
  • Phone: 1-651-539-1600
  • Website: mn.gov/commerce

Key Protections

  • External review program
  • Strong mental health parity enforcement
  • Consumer assistance program
  • MNsure marketplace support
  • Network adequacy standards

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Frequently Asked Questions

How do I appeal an insurance denial in Minnesota?

File an internal appeal through your insurer. If denied, contact the Minnesota Department of Commerce at 1-651-539-1600 for external review options and complaint assistance.

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