Missouri Insurance Appeal Laws & Rights

Missouri's Department of Commerce and Insurance provides consumer protection and oversees insurance appeals for Missouri residents.

Regulatory Agency

Missouri Department of Commerce and Insurance (DCI)
  • Phone: 1-800-726-7390
  • Website: insurance.mo.gov

Key Protections

  • External review program
  • Consumer complaint process
  • Mental health parity enforcement

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Frequently Asked Questions

How do I appeal an insurance denial in Missouri?

File an internal appeal first. Then contact Missouri DCI at 1-800-726-7390 or insurance.mo.gov for external review options.