Oregon Insurance Appeal Laws & Rights

Oregon's Division of Financial Regulation provides strong consumer protections and oversees insurance appeals with a comprehensive external review program.

Regulatory Agency

Oregon Division of Financial Regulation (DCBS)
  • Phone: 1-888-877-4894
  • Website: dfr.oregon.gov

Key Protections

  • External review program
  • Consumer advocacy unit
  • Surprise billing protections
  • Mental health parity enforcement
  • Reproductive healthcare mandates
  • Network adequacy standards

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Frequently Asked Questions

How do I appeal an insurance denial in Oregon?

File an internal appeal with your insurer. If denied, contact Oregon DFR at 1-888-877-4894 or dfr.oregon.gov for external review and consumer assistance.

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