How to Appeal an Anthem/Elevance Insurance Denial

Anthem Blue Cross Blue Shield (now Elevance Health) is one of the largest health insurers in the U.S. This guide covers their specific appeal process, timelines, and strategies for successful reversals.

Anthem Appeal Process

Internal Appeal

  • File within 180 days of denial notice
  • Submit via mail, fax, or the Anthem member portal (anthem.com)
  • Include all supporting medical records
  • Anthem must decide within 30 days (pre-service) or 60 days (post-service)
  • Urgent appeals: 72 hours

External Review

  • Available after exhausting internal appeals
  • File through your state insurance department
  • Anthem is required to comply with the external reviewer's decision

Anthem-Specific Tips

  1. Use Anthem's Clinical UM Guidelines — available on the provider site — to frame your appeal
  2. Anthem's prior auth portal (availity.com) can provide real-time status
  3. Request the specific guideline used for denial — Anthem must share it
  4. Cite peer-reviewed literature that supports medical necessity
  5. If Anthem BCBS: Appeal rights may vary by state BCBS plan

Key Contact Information
DepartmentContact
Member ServicesNumber on your ID card
AppealsAddress on denial letter
| Website | anthem.com |

Need Help Writing Your Appeal?

Our AI-powered tool analyzes your denial letter and generates a personalized appeal in minutes. Upload your denial and get started for free.

Start Your Free Appeal

Frequently Asked Questions

Is Anthem the same as Blue Cross Blue Shield?

Anthem operates Blue Cross Blue Shield plans in 14 states. They are now part of Elevance Health. Your appeal rights and process depend on your specific state's BCBS plan.