Maine Insurance Appeal Laws & Rights

The Maine Bureau of Insurance provides strong consumer protections, including an accessible external review process for health insurance denials.

Regulatory Agency

Maine Bureau of Insurance
  • Phone: 1-207-624-8475
  • Website: maine.gov/pfr/insurance

Key Protections

  • External review program for health insurance denials
  • Consumer complaint and mediation services
  • Insurance marketplace protections (CoverME)
  • Mental health parity enforcement

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Frequently Asked Questions

How do I appeal an insurance denial in Maine?

File an internal appeal with your insurer. If denied, contact the Maine Bureau of Insurance at 1-207-624-8475 or maine.gov/pfr/insurance for external review options.

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