Vermont Insurance Appeal Laws & Rights

The Vermont Department of Financial Regulation oversees insurance and provides strong consumer protections, including external review of denied claims.

Regulatory Agency

Vermont Department of Financial Regulation – Insurance Division
  • Phone: 1-802-828-3301
  • Website: dfr.vermont.gov

Key Protections

  • External review program for denied health claims
  • Consumer complaint and investigation services
  • Insurance marketplace protections (Vermont Health Connect)
  • Mental health parity enforcement

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Frequently Asked Questions

How do I appeal an insurance denial in Vermont?

File an internal appeal with your insurer. If denied, contact the Vermont DFR at 1-802-828-3301 or dfr.vermont.gov for external review options.

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