Tennessee Insurance Appeal Laws & Rights

Tennessee's Department of Commerce and Insurance regulates insurance appeals and provides consumer assistance for Tennessee residents.

Regulatory Agency

Tennessee Department of Commerce and Insurance (TDCI)

Phone: 1-615-741-2218
Website: tn.gov/commerce

Key Protections

External review for medical necessity denials
Consumer complaint process
TennCare (Medicaid) appeal process
Insurance marketplace consumer protections

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Frequently Asked Questions

How do I appeal an insurance denial in Tennessee?

File an internal appeal with your insurer. If denied, contact TDCI at 1-615-741-2218 or tn.gov/commerce for external review assistance.